Insurance of tourists traveling abroad
Everyone who is going to travel to other countries needs to know that travel insurance is as important as train or plane tickets. The cost of tourist insurance is a fraction of the price of medical expenses abroad. To avoid paying for medical services out of your own pocket, should you suddenly need them on vacation, you should buy an international travel insurance policy.
AlfaTRAVEL insurance
For those who love to travel, as well as for business people, we have developed a comprehensive insurance program called AlfaTRAVEL.
Depending on the duration of your trip, insurance territory and insurance risks, we offer you the following AlfaTRAVEL options:
For short trips
For multiple trips
AlfaTRAVEL MINIMUM
The program is intended for foreign citizens traveling in Russia, CIS countries, Georgia, Abkhazia, South Ossetia and Mongolia.
| Risks insured: |
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| Insured amount: | 30,000 c.u. |
AlfaTRAVEL ECONOMY
A program with a basic set of risks intended for foreign tourists traveling around the world, including the Schengen, with the exception of the United States, Canada, Japan, Australia, the Caribbean, Thailand, Indonesia and the country of permanent residence. If the Assured travels in Russia, the insurance takes effect at over 90 km from the place of their permanent residence.
| Risks insured: |
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| Extras: |
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| Insured amount: | 30,000 c.u. | 35,000 c.u. | 40,000 c.u. |
| 300,000 rub. | 500,000 rub. | 1,000,000 rub. |
AlfaTRAVEL CLASSIC
A program with an optimal set of risks, intended for foreign tourists traveling around the world.
| Risks insured: |
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| Extras: |
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| Insured amount: | 30,000 c.u. | 35,000 c.u. | 40,000 c.u. |
| 50,000 c.u. | 100,000 c.u. |
AlfaTRAVEL AUTO
A program intended for foreign tourists traveling by car around the world, including the Schengen, with the exception of the United States, Canada, Japan, the Caribbean, Thailand, Indonesia and the country of permanent residence.
| Risks insured: |
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| Extras: |
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| Insured amount: | 50,000 c.u. |
AlfaTRAVEL BUSINESS (VIP)
A comprehensive program intended for foreign nationals who repeatedly go on business trips or travels throughout the year. This policy is valid for one year provided that the duration of one trip does not exceed three months (91 days). Agreement is valid all over the world, including Russia.
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| Extras: |
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| Insured amount: | 30,000 c.u. | 40,000 c.u. | 50,000 c.u. | 100,000 c.u. |
AlfaTRAVEL MULTI
A program intended for foreign nationals who repeatedly go on business trips or travels throughout the year. This policy is valid for Europe and the Baltic States for the entire duration of the agreement, but not more than the number of days specified in the contract.
| Risks insured: |
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| Insured amount: | 30,000 c.u. | 35,000 c.u. | 40,000 c.u. |
| 300,000 rub. | 500,000 rub. | 1,000,000 rub. |
Insurance for people traveling in Russia
Guaranteed protection for each type of recreation
Planning to go on a trip around Russia? Don’t forget to take out that insurance policy. We have come up with special programs that take into account the specifics and characteristics of each type of recreation.
With our insurance policy you are guaranteed to quickly receive high-quality medical care from qualified specialists. We will select the best clinics for you, based on the place of your recreation.
In addition, we have added new risks to the program, taking into account the current coronavirus situation, to make your vacation as comfortable and protected as possible.
As low as 0.53 c.u./day!
Advantages
Programs tailored to different types and rhythms of rest, from calm beach recreation to active sports
Fast payout when diagnosed with coronavirus
Option of getting telemedical consultations from the best doctors online
Insurance against the risk of tick-borne encephalitis and/or borreliosis after a tick bite
Option of buying additional risks and packages
Buying online on the site, sending policy to email, English speaking operators support 24/7/365
«Family Vacation» Program
A family program which includes the maximum package of options
Risks insured:
- Medical transportation
- Repatriation in case of death.
- Emergency medical care, including dentistry.
- Payment of calls to settle the insured event.
- Payment of transport expenses
(early return, missing flight in case of hospitalization, etc.). - Payment for legal assistance in case of prosecution.
- Damage to personal transport.
- Civil liability.
- Compensation for harm to health during travel.
Special options included in the price:
- Coverage of risks when practicing beach sports.
- Payout if diagnosed with «coronavirus infection» during the trip.
- Emergency vaccination against tick-borne encephalitis and tick testing.
- Online consultation with the doctor.
You can choose your sum insured: 30,000 c.u. or 40,000 c.u.
«Active Vacation» Program
Program for active tourists planning sports during recreation
Risks insured:
- Medical transportation.
- Repatriation in case of death.
- Emergency medical care, including dentistry.
- Payment of calls to settle the insured event.
- Payment of transport expenses
(early return, missing flight in case of hospitalization, etc.). - Payment for legal assistance in case of prosecution.
- Damage to personal transport.
- Civil liability.
- Compensation for harm to health during travel.
Special options included in the price:
- Coverage of risks when practicing beach sports.
- Coverage of risks when practicing active sports.
- Payout if diagnosed with «coronavirus infection» during the trip.
- Emergency vaccination against tick-borne encephalitis and tick testing.
- Online consultation with the doctor.
You can choose your sum insured: 30,000 c.u. or 40,000 c.u.
«Beach Vacation» Program
A program for those who prefer a calm and sedate rest by the seaside
Risks insured:
- Medical transportation.
- Repatriation in case of death.
- Emergency medical care, including dentistry.
- Payment of calls to settle the insured event.
- Payment of transport expenses (missing flight in case of hospitalization, etc.).
- Damage to personal transport.
Special options included in the price:
- Coverage of risks when practicing beach sports.
- Payout if diagnosed with «coronavirus infection» during the trip.
- Emergency vaccination against tick-borne encephalitis and tick testing.
- Online consultation with the doctor.
You can choose your sum insured: 30,000 c.u. or 40,000 c.u.
«Excursion Tour» Program
Basic program including essentials for short trips
Risks insured:
- Medical transportation.
- Repatriation in case of death.
- Emergency medical care, including dentistry.
- Payment of calls to settle the insured event.
- Payment of transport expenses (missing flight in case of hospitalization, etc.).
Special options included in the price:
- Payout if diagnosed with «coronavirus infection» during the trip.
- Emergency vaccination against tick-borne encephalitis and tick testing.
- Online consultation with the doctor.
Insured amount: 30,000 c.u.
The program compensates the costs incurred for the following reasons:
The insured person or their close relative sustaining an injury of any degree of complexity as a result of an accident. The injury was sustained not earlier than 15 days before the start date of the trip. Important: a medical prescription to cancel the trip must have been received.
The Insured Person had to return early from the trip. This is due to the death, accident or illness of the spouse or close relatives.
The Insured Person was diagnosed with an infectious disease not earlier than 15 days before the start date of the trip. Important: a medical prescription to cancel the trip must have been received.
Inability to depart due to the death/hospitalization of the Insured Person or their next of kin. The event occurred not earlier than 15 days before the start date of the trip and made it impossible.
According to the court’s decision, the insured person must take part in court proceedings during the period falling within the insurance term.
The insured has been called up for military training or compulsory service after the insurance period has started.
The program compensates for the expenses incurred due to the fact that the insured was denied a visa. Despite timely submitting all the documents required by the consulate of the country. An exception is the denial by the US and UK consulates.
The Insured Person is obliged to delay their return from the trip, although it has come to an end. This is due to the death, accident or illness of the spouse or close relatives who were traveling with them.
The property of the Insured Person, except for the vehicle, was damaged or destroyed. The event occurred not earlier than 15 days before the start date of the trip. It occurred due to fire, natural disaster, unlawful acts of third parties or flooding.
How to get a trip cancelation insurance policy
AlfaStrakhovanie offers to buy trip cancelation insurance It can only be taken out as an additional risk to a single AlfaTRAVEL insurance program. Like this product, this service can be purchased on the website.
Please note that there are particularities to trip cancelation insurance.
- Choosing the insured amount and currency.If the traveler independently orders the service via the Internet, he can choose insurance coverage. In this case, the choice of currency will depend on the destination country.
- Deductible.It is the part of damage that is not indemnified by the Insurer. The Products ordered on the Internet, are deductible-free.
Alternatively, customers can buy the «Premium» option. Its cost also includes international flight cancelation insurance with a cover of 1500 c.u. However, it will not cover failure to obtain a permit to enter the country. The scope of the insurer’s liability under Premium and additional insurance in AlfaTRAVEL is different.
Where to buy
You can use a calculator to buy trip cancelation insurance. By choosing the second method, you will save time, choose the best program and buy the policy from the comfort of your home. It’s simple: find out how much it costs to buy the trip cancelation insurance, enter the necessary data, make the payment and get the policy to your email!
Loss of valuable things is never a pleasant thing, and in a foreign country is also fraught with large unplanned expenses for the purchase of replacement clothes, shoes and other items. Insurance policy makes it possible to compensate for such expenses in case of loss or delay of baggage through the fault of the carrier.
Insured risks covered:
- total loss (disappearance) of baggage;
- baggage delay.
Amount of the insurance indemnity- up to EUR/$ 1,000
You can quickly Take out the policy online and receive the document by e-mail.
Sometimes your recreation will not go as planned, and the long-awaited vacation can be overshadowed by an accident or injury. The policy will allow you to receive payment in case of injuries, as well as in case of complete disability or death of the insured. With this insurance cover, you will feel most protected in any country of the world.
Insurance payments:
- death as a result of an accident;
- disability as a result of an accident;
- injury as a result of an accident;
Amount of the insurance indemnity- up to EUR/$ 10,000
Registration of travel insurance online will save your time.
When we go on vacation or business trip, we want to be sure that nothing happens to our apartment or country house. Property insurance allows you to insure your home for the duration of your trip in case of theft, death, loss or damage caused by fire, gas explosion, lightning, water and other systems failure.
Insured risks covered:
Damage to, destruction or loss of property due to:
- fire;
- lightning strike;
- flooding.
Amount of the insurance indemnity- up to EUR/$ 25,000
You can add this additional service to your travel insurance contract.
There are situations when damage to other people’s health or property happens accidentally, as a result of a simple everyday mistake, negligence or coincidence.
The insurance policy allows you to compensate for personal injury to another person, as well as for accidental damage to another’s property during the trip.
Insured risks covered:
- death, disability of, or injury to third parties (physical damage);
- destruction of or damage to property belonging to third parties.
Amount of the insurance indemnity- up to EUR/$ 100,000
